PayPal fee calculator for Australia and the US
Estimate PayPal commercial transaction fees in Australia or PayPal Checkout fees in the US, including international buyer rates and the charge needed for a target net.
- Free, no account needed
- Australia and US
- Both directions
- Dated official sources
PayPal fee estimates: what’s different
PayPal pricing depends on the receiving account’s market, the product and the currency received. This calculator starts with standard Australian commercial transactions in AUD and can switch to US PayPal Checkout in USD.
A PayPal domestic transaction means the sender and receiver are registered in the same market. It is not simply a question of which currency the customer pays in. Select the buyer location and check the product label before comparing the estimate.
What works
- Choose your business account country before entering an amount.
- Use the international option for a buyer registered in a different market.
- Review your dashboard for negotiated pricing and currency conversion. The gross-up amount is a pricing estimate.
Australian worked examples
At the checked 2.90% + A$0.30 rate, the estimated fee is A$3.20 and the estimated net is A$96.80.
At the checked rate, charge approximately A$103.30. The estimate rounds up to a cent.
How to use it
- 1.Enter a payment amount or the amount you want to receive.
- 2.Choose your account country, provider and payment origin.
- 3.Review the estimate, compare the listed online products and check your dashboard.
Questions
Does this calculate every PayPal product?
No. It covers the named standard product in each country. Guest checkout, advanced card payments, QR payments and other products can differ.
Does it include currency conversion?
No. Conversion and other additional charges are outside this estimate.
When were the rates checked?
The dated fee table was checked on 23 October 2026 and links directly to the official pricing pages.

